Is an SMSF right for you? Eight questions to ask first
Balance, time, costs and control — the honest checklist before you set up your own fund.
Invest
Your money, working beyond our shores
Global shares, ETFs, mutual funds and US-dollar deposits in one simple app. Invest for yourself, with your family, through your SMSF or your company.
Illustration only. Not real holdings or returns.
Markets open
A$24,860.40
↗ A$1,412.18 (6.02%)
DM3MYTDYMAX
Available to investA$2,580.00 · US$1,677
Funds
Funds and ETFs, minus the guesswork
Not sure which shares to pick? Invest in a whole market or a professionally managed strategy instead — and see exactly what you own.
✓Index ETFs✓Managed mutual funds✓Individual shares
9:41●●●
Explore
500
US 500 Index ETFETF · 500 companies
Diversified
GG
Global Growth FundMutual fund · Managed
Active
TEC
Global Technology ETFETF · Sector
Thematic
INC
Global Income FundMutual fund · Income
Income
CO
Global leadersShares · US-listed
Shares
EM
Emerging Markets FundMutual fund · Asia
Growth
Super
Your super fund, run your way
Set up and run your self-managed super fund in one place: name checks, trustee set-up, contribution caps, deadlines and records your accountant will love.
Name your super fund
Shah FamilySuper Fund
Name checked with the ABR
Set-up · 3 of 8 steps done
US dollars
See the rate before you swap a single dollar
Global markets trade in US dollars. Hold USD in your account and convert with every cost shown upfront — no hidden margins.
$Live indicative rate✓Fees shown before you convert
Try the converter on the phone. Indicative only, not an offer.
9:41Live rate
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You convert
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Founding members
Help build Aarika as a founding member
We're building Aarika with our first members, not just for them. Join now to get in early and help shape what we build.
AarikaFounding member
Your name here
First invitations to investing
A say in what we build next
Founder updates from Vivek
Built for how Australians invest
Whether it's your own money, your family's, your super or your business — one place, one login, every cost in plain sight.
The world's markets
Global shares, ETFs and mutual funds — not just what's listed at home.
Every cost upfront
Currency and investing fees shown before you confirm. No margins tucked into the rate.
Super, sorted
SMSF set-up, contribution caps and deadlines built in, with records your accountant can use.
Every account, one login
Personal, joint, family trust, company and SMSF — switch between them in a tap.
I named it after my daughter, Aarika. I want her to grow up knowing she belongs to more than one world — and that the whole world can work for her. That's what we're building for every Australian investor.
Vivek ShahFounder · Chartered accountant (CA ANZ) and US CPA
Everything you invest in, in one place
One login for every account you invest through — and every holding shown in Australian and US dollars.
Global shares
The world's best-known companies, from the US and beyond.
Coming soonETFs
Whole markets and themes in a single trade.
Coming soonMutual funds
Professionally managed strategies for growth or income.
Coming soonSMSF tools
Set-up, caps, deadlines and records for your fund.
Early access nowThree steps to your first global investment
- Join the waitlistTell us how you'd invest — for yourself, your family, your SMSF or your company.
- Verify onceConfirm your identity securely in the app. No branch visits, no paperwork in the post.
- Fund and investAdd Australian dollars, convert when you're ready and build your portfolio.
Try our tools — no sign-up needed
The same calculators our members use inside Aarika, free for everyone.
Contribution cap checker
See how much room is left under the 2026-27 super caps.
Concessional cap for 2026-27: A$32,500.
Australian to US dollar converter
Check today's indicative rate and see what your dollars buy overseas.
Open the converter →Name your SMSF
Try a fund name and see how it looks. Inside the app, we check it against the Australian Business Register.
Try a name →Protected like your money should be
Security isn't a feature we'll add later. Every Aarika account has it from day one.
Two-step sign-in
A password plus a code from your authenticator app, every time. No SMS codes to intercept.
Encrypted, in Australia
Your data is encrypted and stored in Sydney, with sensitive secrets encrypted again on top.
Alerts you can act on
We email you about every security change, and you can sign out every other device in one tap.
The Aarika Journal
Plain-English guides to investing globally and running your own super.
ETFs or mutual funds: what's the difference?
How each works, what you pay, and why many investors end up holding both.
Why the Australian dollar matters when you invest overseas
Currency can add to your returns or eat into them. Here's how to think about it.
Contribution caps for 2026-27, explained
Concessional, non-concessional, carry-forward and bring-forward — in one page.
What your trust deed needs to say before you invest overseas
The clauses to check so your fund can hold global assets with confidence.
Why we're building Aarika
A note from our founder on the problem we're solving and who we're solving it for.
The Aarika Letter
A five-minute read each fortnight: what moved global markets, what it means for Australian investors and SMSF trustees, and what we're building next.
Free. Unsubscribe in one click. General information, not advice.
Questions, answered
Can I invest with Aarika today?
Not yet. Our SMSF tools are in early access, and investing will open to founding members first, once our regulatory approvals and partner agreements are in place. We don't accept money or investment applications today.
What will I be able to invest in?
We're building access to global shares, ETFs, mutual funds and US-dollar deposits through regulated partners. The exact range at launch will depend on those partners and approvals.
Can my SMSF invest through Aarika?
SMSFs can generally hold overseas assets when the trust deed allows it and it fits the fund's investment strategy and the sole purpose test. Our SMSF tools help you keep the records your accountant and auditor need. Speak with your SMSF accountant or a licensed adviser about your fund.
Where will my investments be held?
We're designing Aarika so your investments are held in your name through regulated brokers and custodians — including partners in India's International Financial Services Centre (GIFT City), which is built for international investors and trades in US dollars.
What will it cost?
Joining and our SMSF tools are free during early access. We'll publish every investing and currency fee before anyone can invest.
Who's behind Aarika?
Aarika is founded by Vivek Shah, a Melbourne-based chartered accountant (CA ANZ) and US CPA with audit experience at firms including Deloitte and the Victorian Auditor-General's Office.
Is this financial advice?
No. Everything on this website is general information only. It doesn't consider your objectives, financial situation or needs.
Claim your founding member spot
Join the waitlist and we'll invite you as soon as early access opens for the way you invest.
Start with a seat at the table
Join the founding members shaping how Australians invest globally.